Business Loan

Swift and Reliable Business Loans

At IRA Financial Services, we simplify the process of securing the funds you need to grow your business. Our business loan services are crafted to provide competitive rates and flexible terms, ensuring a seamless experience in acquiring capital. We collaborate with top reputed banks to offer the best financing options, customized to meet your unique business needs.

Our dedicated team will guide you through every stage, from application to approval, ensuring a hassle-free journey. With access to loans from trusted financial institutions, you can feel confident in making secure and informed decisions. Let us support your business growth with the swift and reliable service you deserve.

Your Business Growth, Made Easy!

At IRA Financial Services, we focus on helping you achieve your business goals with ease. Our Business Loan services are customized to meet your financial needs, offering flexible repayment terms and competitive interest rates from top reputed banks.
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Why Choose IRA Fin Serve?

Choose Us for expert guidance, competitive rates, personalized loan solutions, and trusted partnerships with leading banks.

Best Mortgage Rates Guaranteed

Unlock the best mortgage rates guaranteed with IRA Fin Serve – personalized solutions and unbeatable offers from top banks.

At IRA Fin Serve, we are dedicated to providing exceptional financial services that meet your unique needs. With our commitment to quality, we ensure you receive personalized solutions designed for success. Trust us to make your financial journey seamless, efficient, & tailored to your goals.

Fuel Your Business Growth with Our Hassle-Free Business Loan Solutions!

Unlock flexible terms and competitive rates from top banks to take your business to the next level with ease.

IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable home loan options at competitive rates with flexible EMIs. Whether you’re building a new home, extending your existing space, or upgrading with home improvements, our tailored solutions cover it all. We also provide specialized home loans for NRIs looking to invest in property in India. With IRA Fin Serve, your dream home is just a step away.

Get All Types of Loans from Leading Banks with Our Expert Loan Brokerage Services

From Business Financing to Expansion, We’ve Got You Covered!

Secure the funds you need with flexible terms and competitive rates from top banks. Fast, easy, and reliable business loan solutions!

Eligibility Criteria for Business Loan in Bangalore

Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a Business Loan:

  • Age: Applicants must be between 21 to 65 years old.
  • Profession: Both self-employed professionals and business owners can apply for a Business Loan.
  • Annual Income: Businesses should have a minimum annual turnover of ₹10 lakhs, depending on the bank’s requirements.
  • Business Stability: Applicants should have a minimum of 3 years of business experience to demonstrate financial stability.
  • Credit Score: A strong credit score enhances the likelihood of faster approval and more favorable loan terms.

Typical Interest Rates for Business Loans in Bangalore

Several financial institutions offer business loans in Bangalore, with popular options being ICICI Bank, SBI, and HDFC.

  • ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
  • SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
  • HDFC Bank: Interest rates ranging from 6.95-7.85%, tenure up to 30 years, and a processing fee of up to 0.5%.

Each bank offers customized terms to suit various business needs. Choose the one that best aligns with your business requirements!

CategorySalaried IndividualsSelf-Employed IndividualsNRI Applicants
Required Documents
  • Form 16
  • Employee ID Card
  • Last 3 Months’ Salary Slips
  • 6 Months’ Bank Account Statement
  • Proof of Employment Duration
  • PAN Card
  • Trade License/Partnership Deed
  • Articles & Memorandum of Association
  • Audited Financial Statements
  • Professional License (for Doctors, Consultants, etc.)
  • 6 Months’ Bank Account Statement
  • Business Address Proof
  • Income Proof
  • Property Papers (Sale Deed, Allotment Letter, NOC)
  • Bank Account & Payment Receipts
  • Construction Cost Estimate
  • Share Certificate (for resale properties)
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