When applying for a home loan, understanding the key eligibility factors can significantly improve your chances of approval. Lenders typically consider factors such as your age, income stability, and credit score. A good credit score increases your approval chances and helps secure better interest rates. Additionally, having a steady income, whether salaried or self-employed, assures lenders of your repayment capacity. Employment stability, with at least two years of experience, is another critical factor. Ensure you meet these criteria to make your home loan approval process smooth and efficient.