- +91 9019375656
- info@irafinserve.com
- #425, 1st Cross, Chennakeshava Nagar, Hosa Rd, Bangalore
Home Loan
Swift and Reliable Home Loans
At IRA Financial Services, we bring your dream home within reach. Our home loan services are designed to offer you competitive rates and flexible terms, making the process of owning a home as smooth as possible. We partner with top reputed banks to provide you with the best options tailored to your needs.
Our expert team guides you through every step, from application to approval, ensuring a hassle-free experience. With access to loans from the most trusted financial institutions, you can be confident that you’re making a secure and informed decision. Let us help you turn your home ownership dreams into reality, with the swift and reliable support you deserve.
House Purchase
Assisting you in finding the perfect property and providing tailored financing option
Site Purchase
Helping you secure ideal land for future developments with customized financing options.
Construction Loan
Financing tailored specifically to meet your unique construction needs from start to finish.
Flat purchase
Simplifying the process of purchasing your flat, backed by expert support and guidance.
Your Home Ownership Dream, Made Easy!
Why Choose IRA Fin Serve?
Choose Us for expert guidance, competitive rates, personalized loan solutions, and trusted partnerships with leading banks.
Best Mortgage Rates Guaranteed
Unlock the best mortgage rates guaranteed with IRA Fin Serve – personalized solutions and unbeatable offers from top banks.
At IRA Fin Serve, we are dedicated to providing exceptional financial services that meet your unique needs. With our commitment to quality, we ensure you receive personalized solutions designed for success. Trust us to make your financial journey seamless, efficient, & tailored to your goals.
Unlock the Door to Your Dream Home with Our Hassle-Free Home Loan Solutions!
Discover a variety of Home Loan Options with flexible terms and competitive rates whether you're buying a dream home or refinancing needs.
IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable home loan options at competitive rates with flexible EMIs. Whether you’re building a new home, extending your existing space, or upgrading with home improvements, our tailored solutions cover it all. We also provide specialized home loans for NRIs looking to invest in property in India. With IRA Fin Serve, your dream home is just a step away.
Get All Types of Loans from Leading Banks with Our Expert Loan Brokerage Services
From Home Purchase to Mortgage, We’ve Got You Covered!
Get the best rates and flexible terms from top banks. Fast, easy, and reliable loan solutions!
Eligibility Criteria for Home Loan in Bangalore
Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a home loan:
- Age: Applicants must be between 18 to 65 years old.
- Profession: Both salaried employees and self-employed individuals can apply for a home loan.
- Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
- Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
- Credit Score: A strong credit score will increase the chances of quick approval and better loan terms.
Typical Interest Rates for Home Loans in Bangalore
Several financial institutions offer home loans in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.
- ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
- SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
- HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.
Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!
| Category | Salaried Individuals | Self-Employed Individuals | NRI Applicants |
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