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- info@irafinserve.com
- #425, 1st Cross, Chennakeshava Nagar, Hosa Rd, Bangalore
Flat purchase Loan
Swift and Reliable Flat Purchase Loans
At IRA Financial Services, we simplify the process of purchasing your dream flat. Our flat purchase loan services are designed to offer you competitive interest rates and flexible terms, ensuring a smooth and seamless experience. We partner with top reputed banks to provide you with the best financing options tailored to your flat purchase needs.
Our expert team will support you at every step, from approval application, ensuring a hassle-free process. With access to loans from the most trusted financial institutions, you can be confident that you’re making a secure and informed decision. Let us help you own your perfect flat with the swift and reliable support you deserve.
House Purchase
Assisting you in finding the perfect property and providing tailored financing option
Site Purchase
Helping you secure ideal land for future developments with customized financing options.
Construction Loan
Financing tailored specifically to meet your unique construction needs from start to finish.
Flat purchase
Simplifying the process of purchasing your flat, backed by expert support and guidance.
Why Choose IRA Fin Serve for Flat Purchase?
Why Choose IRA Fin Serve for Flat Purchase?
Choose us for expert guidance, personalized solutions, and competitive rates to finance your perfect property with trusted bank partnerships.
Best House Purchase Rates Guaranteed
Unlock the best flat purchase rates with IRA Fin Serve – personalized financing solutions and unbeatable offers from top banks.
At IRA Fin Serve, we are committed to helping you easily secure your dream flat. Our dedicated team ensures you receive tailored loan options that meet your needs. Let us make your journey toward flat ownership smooth, efficient, and stress-free.
Unlock the Door to Your Dream Flat with Our Hassle-Free Flat Purchase Loan Solutions!
Discover various flat purchase loan options with flexible terms and competitive rates, whether you're buying your first flat or upgrading to a new one.
IRA Fin Serve has partnerships with leading banks, allowing us to offer unbeatable flat purchase loan options at competitive rates with flexible EMIs. Whether you're purchasing a new flat or upgrading to a larger one, our tailored solutions cover all your needs. We also offer specialized loans for NRIs looking to invest in property in India. With IRA Fin Serve, owning your dream flat is just a step away.
Get All Types of Loans from Leading Banks with Our Expert Loan Brokerage Services
From Flat Purchase to Financing, We’ve Got You Covered!
Get the best rates and flexible terms from top banks for your flat purchase. Fast, easy, and reliable property financing solutions!
Eligibility Criteria for Flat Purchase Loan in Bangalore
Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a flat purchase loan:
- Age: Applicants must be between 18 to 65 years old.
- Profession: Both salaried employees and self-employed individuals can apply for a flat loan.
- Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
- Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
- Credit Score: A strong credit score will increase the chances of quick approval and better loan terms.
Typical Interest Rates for Flat Purchase Loans in Bangalore
Several financial institutions offer flat purchase loans in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.
- ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
- SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
- HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.
Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!
| Category | Salaried Individuals | Self-Employed Individuals | NRI Applicants |
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