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- info@irafinserve.com
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House purchase Loan
Swift and Reliable House Purchase Loans
At IRA Financial Services, we simplify the process of purchasing your dream house. Our house purchase loan services are designed to offer you competitive interest rates and flexible terms, ensuring the journey to homeownership is as smooth as possible. With partnerships with top reputed banks, we provide tailored financing options to meet your needs.
Our expert team supports you at every stage, from the initial application to final approval, ensuring a hassle-free experience. With access to loans from the most trusted financial institutions, you can be assured that you’re making a secure and informed decision. Let us help you find and finance the perfect property, making your dream home a reality with the support you deserve.
House Purchase
Assisting you in finding the perfect property and providing tailored financing option
Site Purchase
Helping you secure ideal land for future developments with customized financing options.
Construction Loan
Financing tailored specifically to meet your unique construction needs from start to finish.
Flat purchase
Simplifying the process of purchasing your flat, backed by expert support and guidance.
Why Choose IRA Fin Serve for House Purchase?
Why Choose IRA Fin Serve for House Purchase?
Choose us for expert guidance, personalized solutions, and competitive rates to finance your perfect property with trusted bank partnerships.
Best House Purchase Rates Guaranteed
Unlock the best house purchase rates with IRA Fin Serve – personalized financing solutions and unbeatable offers from top banks.
At IRA Fin Serve, we are committed to helping you secure your dream home with ease. Our dedicated team ensures you receive tailored loan options that meet your unique needs. Let us make your journey toward homeownership smooth, efficient, and stress-free.
Unlock the Door to Your Dream Home with Our Hassle-Free House Purchase Loan Solutions!
Discover a variety of house purchase loan options with flexible terms and competitive rates, whether you're buying your first home or upgrading to a new one.
IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable home loan options at competitive rates with flexible EMIs. Whether you’re building a new home, extending your existing space, or upgrading with home improvements, our tailored solutions cover it all. We also provide specialized home loans for NRIs looking to invest in property in India. With IRA Fin Serve, your dream home is just a step away.
Get All Types of Loans from Leading Banks with Our Expert Loan Brokerage Services
From House Purchase to Financing, We’ve Got You Covered!
Get the best rates and flexible terms from top banks for your house purchase. Fast, easy, and reliable property financing solutions!
Eligibility Criteria for House Purchase Loan in Bangalore
Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a house purchase loan:
- Age: Applicants must be between 18 to 65 years old.
- Profession: Both salaried employees and self-employed individuals can apply for a home loan.
- Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
- Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
- Credit Score: A strong credit score will increase the chances of quick approval and better loan terms.
Typical Interest Rates for House Purchase Loans in Bangalore
Several financial institutions offer house purchase loans in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.
- ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
- SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
- HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.
Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!
| Category | Salaried Individuals | Self-Employed Individuals | NRI Applicants |
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