Site Purchase Loan

Swift and Reliable Site Purchase Loans

At IRA Financial Services, we make acquiring the perfect site for your dream project easier than ever. Our site purchase loan services are designed to offer you competitive rates and flexible terms, making the process of securing land as smooth as possible. We partner with top reputed banks to provide you with the best financing options tailored to your needs.

Our expert team guides you through every step, from application to approval, ensuring a hassle-free experience. With access to loans from the most trusted financial institutions, you can be confident that you’re making a secure and informed decision. Let us help you turn your vision into reality, with the swift and reliable support you deserve.

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Why Choose IRA Fin Serve for Site Purchase Loan?

Choose us for expert guidance, competitive rates, and personalized solutions to help you find and finance your ideal site. Our trusted partnerships with leading banks ensure that you receive the best financing terms possible to make your site purchase smooth and hassle-free.

Approvals (2019)

Approvals (2022)

Approvals (2023)

Why Choose IRA Fin Serve for Site Purchase Loans?

Choose us for expert guidance, personalized solutions, and competitive rates to finance your ideal site with trusted bank partnerships.

Best Site Purchase Loans Rates Guaranteed

Unlock the best site purchase rates with IRA Fin Serve – personalized financing solutions and unbeatable offers from top banks.

At IRA Fin Serve, we are committed to helping you secure the perfect site for your dream project with ease. Our dedicated team ensures you receive tailored loan options that meet your unique needs. Let us make your journey toward acquiring land smooth, efficient, and stress-free.

Unlock the Perfect Land for Your Dream Project with Our Hassle-Free Site Purchase Loan Solutions!

Discover flexible terms and competitive rates from top banks to secure the ideal site for your future development.

IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable home loan options at competitive rates with flexible EMIs. Whether you’re building a new home, extending your existing space, or upgrading with home improvements, our tailored solutions cover it all. We also provide specialized home loans for NRIs looking to invest in property in India. With IRA Fin Serve, your dream home is just a step away.

Get All Types of Loans from Leading Banks with Our Expert Loan Brokerage Services

From House Purchase to Financing, We’ve Got You Covered!

Get the best rates and flexible terms from top banks for your house purchase. Fast, easy, and reliable property financing solutions!

Eligibility Criteria for Site Purchase Loan in Bangalore

Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a Site purchase loan:

Age: Applicants must be between 18 to 65 years old.
Profession: Both salaried employees and self-employed individuals can apply for a site purchase loan.
Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
Credit Score: A strong credit score will increase the chances of quick approval and better loan terms.

Typical Interest Rates for Site Purchase Loans in Bangalore

Several financial institutions offer site purchase loans in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.

ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.

Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!

Category	Salaried Individuals	Self-Employed Individuals	NRI Applicants
Required Documents	Form 16 Employee ID Card Last 3 Months’ Salary Slips 6 Months’ Bank Account Statement Proof of Employment Duration	PAN Card Trade License/Partnership Deed Articles & Memorandum of Association Audited Financial Statements Professional License (for Doctors, Consultants, etc.) 6 Months’ Bank Account Statement Business Address Proof	Income Proof Property Papers (Sale Deed, Allotment Letter, NOC) Bank Account & Payment Receipts Construction Cost Estimate Share Certificate (for resale properties)