- +91 9019375656
- info@irafinserve.com
- #425, 1st Cross, Chennakeshava Nagar, Hosa Rd, Bangalore
Loan Against Property
Swift and Reliable Loan Against Property
At IRA Financial Services, we help you unlock the potential of your property. Our Loan Against Property services offer competitive rates and flexible terms, ensuring you get the financial support you need, while keeping the process as smooth as possible. We partner with top reputed banks to provide you with the best options tailored to your financial requirements.
Our expert team supports you at every stage, from application to approval, ensuring a hassle-free experience. With access to loans from the most trusted financial institutions, you can feel confident that you’re making a secure and informed decision. Let us help you leverage the value of your property with reliable support and tailored loan solutions.
House Purchase
Assisting you in finding the perfect property and providing tailored financing option
Site Purchase
Helping you secure ideal land for future developments with customized financing options.
Unlock the Value of Your Property with Ease!
Why Choose IRA Fin Serve?
Choose Us for expert guidance, competitive rates, personalized loan solutions, and trusted partnerships with leading banks.
Best Mortgage Rates Guaranteed
Unlock the best mortgage rates guaranteed with IRA Fin Serve – personalized solutions and unbeatable offers from top banks.
At IRA Fin Serve, we are dedicated to providing exceptional financial services that meet your unique needs. With our commitment to quality, we ensure you receive personalized solutions designed for success. Trust us to make your financial journey seamless, efficient, & tailored to your goals.
Unlock the Value of Your Property with Our Hassle-Free Loan Against Property Solutions!
Discover competitive rates and flexible terms from top banks to meet your financial needs by leveraging your property.
IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable home loan options at competitive rates with flexible EMIs. Whether you’re building a new home, extending your existing space, or upgrading with home improvements, our tailored solutions cover it all. We also provide specialized home loans for NRIs looking to invest in property in India. With IRA Fin Serve, your dream home is just a step away.
Eligibility Criteria for Loan Against Property in Bangalore
Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a Loan Against Property:
- Age: Applicants must be between 18 to 65 years old.
- Profession: Both salaried employees and self-employed individuals can apply for a Loan Against Property.
- Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
- Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
- Credit Score: A strong credit score will increase the chances of quick approval and better loan terms.
Typical Interest Rates for Loan Against Property in Bangalore
Several financial institutions offer loans against property in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.
- ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
- SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
- HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.
Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!
| Category | Salaried Individuals | Self-Employed Individuals | NRI Applicants |
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