At IRA Financial Services, we simplify the process of meeting your personal financial goals. Our personal loan services are designed to provide competitive rates and flexible repayment terms, ensuring a stress-free experience for any financial need. We work with leading banks to offer personalized loan solutions that fit your requirements.
Our expert team is with you at every step, from application to approval, guaranteeing a smooth process. With access to loans from trusted financial institutions, you can rest assured that you are making a secure and informed choice. Let us assist you in achieving your personal financial goals with the swift and reliable support you deserve.
At IRA Financial Services, we are dedicated to helping you achieve your financial goals effortlessly. Our Personal Loan services are designed with your needs in mind, offering flexible repayment plans and competitive interest rates from top reputed banks.
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Why Choose IRA Fin Serve?
Choose Us for expert guidance, competitive rates, personalized loan solutions, and trusted partnerships with leading banks.
Best Mortgage Rates Guaranteed
Unlock the best mortgage rates guaranteed with IRA Fin Serve – personalized solutions and unbeatable offers from top banks.
At IRA Fin Serve, we are dedicated to providing exceptional financial services that meet your unique needs. With our commitment to quality, we ensure you receive personalized solutions designed for success. Trust us to make your financial journey seamless, efficient, & tailored to your goals.
Get the Funds You Need with Our Convenient Personal Loan Solutions!
Explore flexible repayment terms and competitive rates from leading banks, making it easier to meet your financial needs.
IRA Fin Serve collaborates with leading banks, enabling us to offer unbeatable personal loan options at competitive rates and flexible EMIs. Whether you're consolidating debt, covering medical expenses, or planning a wedding, our personalized loan solutions cater to your unique needs. We also provide specialized loans for NRIs seeking financial support in India. With IRA Fin Serve, achieving your financial goals is within easy reach.
Get All Types of Loans from Leading Banks with Our Expert Loan Brokerage Services
From Debt Consolidation to Emergency Expenses, We’ve Got You Covered!
Secure the funds you need with flexible terms and competitive rates from top banks. Fast, easy, and reliable personal loan solutions!
Eligibility Criteria for Personal Loan in Bangalore
Leading financial institutions in Bangalore consider several key factors to determine your eligibility for a personal loan:
Age: Applicants must be between 18 to 65 years old.
Profession: Both salaried employees and self-employed individuals can apply for a personal loan.
Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
Occupational Stability: Salaried individuals require at least 2 years of work experience, while self-employed individuals need a minimum of 3 years in business.
Credit Score: A good credit score enhances your chances of quick approval and more favorable loan terms.
Typical Interest Rates for Personal Loans in Bangalore
Several financial institutions in Bangalore offer personal loans, with popular choices being ICICI Bank, SBI, and HDFC.
ICICI Bank: Processing fee of 0-5%, tenure of 1-5 years, with interest rates ranging from 10.75-12.99%.
SBI Bank: One-time processing fee of 1%, interest rates between 9.60-13.85%, with a tenure of 1-7 years.
HDFC: Interest rates of 10.50-15.75%, tenure of up to 5 years, and a processing fee of up to 2.5%.
Each bank provides different terms to suit varying financial needs. Select the one that aligns with your requirements!
Category
Salaried Individuals
Self-Employed Individuals
NRI Applicants
Required Documents
Form 16
Employee ID Card
Last 3 Months’ Salary Slips
6 Months’ Bank Account Statement
Proof of Employment Duration
PAN Card
Trade License/Partnership Deed
Articles & Memorandum of Association
Audited Financial Statements
Professional License (for Doctors, Consultants, etc.)