Property mortgage

Swift and Reliable Property Mortgage

At IRA Financial Services, we help you leverage the value of your property efficiently. Our Property Mortgage services offer competitive rates and flexible terms, ensuring you get the financial support you need while keeping the process seamless. We partner with top reputed banks to provide the best options tailored to your financial goals.

Our expert team supports you at every stage, from application to approval, ensuring a hassle-free experience. With access to loans from the most trusted financial institutions, you can feel confident that you’re making a secure and informed decision. Let us help you unlock the potential of your property with our reliable support and personalized mortgage solutions.

Property Mortgage

Helping you leverage your property’s value and providing tailored mortgage solutions to meet your financial needs.

Site Mortgage

We are helping you secure your site with customized mortgage options tailored for your future developments.

Unlock the Value of Your Site with Ease!

At IRA Financial Services, we help you easily leverage your site's value. Our Site Mortgage services are tailored to meet your needs, offering flexible repayment options and competitive interest rates from top reputed banks.
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Why Choose IRA Fin Serve?

Choose Us for expert guidance, competitive rates, personalized loan solutions, and trusted partnerships with leading banks.

Best Mortgage Rates Guaranteed

Unlock the best mortgage rates guaranteed with IRA Fin Serve – personalized solutions and unbeatable offers from top banks.

At IRA Fin Serve, we are dedicated to providing exceptional financial services that meet your unique needs. With our commitment to quality, we ensure you receive personalized solutions designed for success. Trust us to make your financial journey seamless, efficient, & tailored to your goals.

Unlock the Value of Your Land with Our Hassle-Free Site Mortgage Solutions!

Discover competitive rates and flexible terms from top banks by leveraging your land for financial flexibility.

IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable home loan options at competitive rates with flexible EMIs. Whether you’re building a new home, extending your existing space, or upgrading with home improvements, our tailored solutions cover it all. We also provide specialized home loans for NRIs looking to invest in property in India. With IRA Fin Serve, your dream home is just a step away.

Eligibility Criteria for Site Mortgage in Bangalore

Leading financial institutions in Bangalore consider several key factors to determine your eligibility for a Site Mortgage:

  • Age: Applicants must be between 18 to 65 years old.
  • Profession: Both salaried employees and self-employed individuals can apply for a Site Mortgage.
  • Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
  • Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
  • Credit Score: A strong credit score improves chances of quick approval and favorable loan terms.

Typical Interest Rates for Site Mortgage in Bangalore

Several financial institutions offer Site Mortgage in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.

  • ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
  • SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
  • HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.

Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!

CategorySalaried IndividualsSelf-Employed IndividualsNRI Applicants
Required Documents
  • Form 16
  • Employee ID Card
  • Last 3 Months’ Salary Slips
  • 6 Months’ Bank Account Statement
  • Proof of Employment Duration
  • PAN Card
  • Trade License/Partnership Deed
  • Articles & Memorandum of Association
  • Audited Financial Statements
  • Professional License (for Doctors, Consultants, etc.)
  • 6 Months’ Bank Account Statement
  • Business Address Proof
  • Income Proof
  • Property Papers (Sale Deed, Allotment Letter, NOC)
  • Bank Account & Payment Receipts
  • Construction Cost Estimate
  • Share Certificate (for resale properties)

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