Site Mortgage Loan

Swift and Reliable Site Mortgage Loans

At IRA Financial Services, we make it easier for you to unlock the value of your property. Our site mortgage loan services are designed to offer competitive interest rates and flexible terms, ensuring a smooth and seamless experience. We partner with top reputed banks to provide you with the best financing options tailored to your site mortgage needs.

Our expert team will support you at every step, from application to approval, ensuring a hassle-free process. With access to loans from the most trusted financial institutions, you can be confident that you’re making a secure and informed decision. Let us help you leverage your site with the swift and reliable support you deserve.

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Unlock the Value of Your Property with Ease!

At IRA Financial Services, we help you leverage the value of your property with ease. Our Loan Against Property services are tailored to meet your needs, offering flexible repayment options and competitive interest rates from top reputed banks.

Approvals (2019)

Approvals (2023)

Approvals (2024)

Why Choose IRA Fin Serve?

Choose Us for expert guidance, competitive rates, personalized loan solutions, and trusted partnerships with leading banks.

Best Mortgage Rates Guaranteed

Unlock the best site mortgage rates guaranteed with IRA Fin Serve – personalized solutions and unbeatable offers from top banks.

At IRA Fin Serve, we are dedicated to providing exceptional financial services that meet your unique needs. With our commitment to quality, we ensure you receive personalized solutions designed for success. Trust us to make your financial journey seamless, efficient, & tailored to your goals.

Unlock the Value of Your Land with Our Hassle-Free Site Mortgage Loan Solutions!

Discover a variety of site mortgage loan options with flexible terms and competitive rates, whether you're looking to fund a new project or meet personal financial needs.

IRA Fin Serve has tie-ups with leading banks, allowing us to offer unbeatable site mortgage loan options at competitive rates with flexible EMIs. Whether you're mortgaging your site for personal use or for business expansion, our tailored solutions cover it all. We also provide specialized loans for NRIs looking to mortgage their property in India. With IRA Fin Serve, leveraging the value of your land is just a step away.

Eligibility Criteria for Site Mortgage Loan in Bangalore

Leading financial institutions in Bangalore evaluate several key factors to determine your eligibility for a Site Mortgage Loan:

Age: Applicants must be between 18 to 65 years old.
Profession: Both salaried employees and self-employed individuals can apply for a Loan Against Property.
Annual Income: Salaried individuals should have a minimum income of ₹1,80,000, while self-employed individuals should earn between ₹1,80,000 to ₹3,00,000 annually.
Occupational Stability: Salaried individuals need at least 2 years of work experience, while self-employed individuals should have been in business for at least 3 years.
Credit Score: A strong credit score will increase the chances of quick approval and better loan terms.

Typical Interest Rates for Site Mortgage Loan in Bangalore

Several financial institutions offer Site Mortgage Loan in Bangalore, with popular choices being ICICI Bank, SBI, and HDFC.

ICICI Bank: Processing fee of 0-5%, tenure of 3-30 years, with interest rates ranging from 8.65-10.35%.
SBI Bank: One-time processing fee of 35%, interest rates between 8.55-9.25%, with a tenure of 1-30 years.
HDFC: Interest rates of 6.95-7.85%, tenure of up to 30 years, and a processing fee of up to 0.5%.

Each bank offers unique terms to cater to diverse financial needs. Choose the one that fits your requirements best!

Category	Salaried Individuals	Self-Employed Individuals	NRI Applicants
Required Documents	Form 16 Employee ID Card Last 3 Months’ Salary Slips 6 Months’ Bank Account Statement Proof of Employment Duration	PAN Card Trade License/Partnership Deed Articles & Memorandum of Association Audited Financial Statements Professional License (for Doctors, Consultants, etc.) 6 Months’ Bank Account Statement Business Address Proof	Income Proof Property Papers (Sale Deed, Allotment Letter, NOC) Bank Account & Payment Receipts Construction Cost Estimate Share Certificate (for resale properties)